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VirtualBank Money Market Savings Account apply online, great rates
VirtualBank has great Money Market Savings account rates. VirtualBank is FDIC insured and offers competitive Auto Loan and Mortgage rates.
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Open with as little as $100
No monthly fees
Rates that consistently lead the nation
Free online transfers to and from your local bank's personal checking account
Easy savings plans
This account is only available to individuals. Business, Corporate and Non-Profit Accounts are not eligible.
Only U.S. residents with a valid social security number who are currently residing in the U.S are eligible for this account.
Accountholders must be at least 18 years old.
The eMoney Market account balance limit is $100,000 per client. Transfer requests in excess of $100,000 will be declined.
VirtualBank will send two small deposits to your personal checking account that must be verified by reviewing your transaction history at the bank where your checking account resides. After verifying, you will need to confirm the amounts by going to Review Application on the VirtualBank homepage and entering the amounts of the two deposits.These deposits are sent as a fraud protection measure to protect your money and the account.
Electronic transfers to your checking account usually take up to 3 business days.
A 10 business day hold is placed on funds deposited into your account during the first 30 days. Every day is a business day, except Saturdays, Sundays and Federal Holidays. After 30 days, a 3 business day hold will apply to deposits.
You may connect up to 4 personal checking accounts to this account.
The ONLY way to deposit or withdraw funds is by logging into your account and electronically transferring the funds.
In accordance with Regulation D, which banks must comply with, preauthorized transfers from the eMoney Market account are limited to six per monthly statement cycle. A $5 per item charge in excess of this Regulation D limitation will be assessed.
Wire transfers, mail in deposits and issuance of bank checks are not available.
This account does not have check writing ability.
